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Does the property you are buying need expensive flood insurance?

Floods are the #1 natural disaster in the United States, so have you seen the property on the current FEMA Flood Insurance Rate Map?

Home for Sale

Anyone can be vulnerable to flooding. In fact, people outside of mapped high-risk flood areas file over 20-percent of all National Flood Insurance Program flood insurance claims and receive one-third of Federal Disaster Assistance. It’s important to see your new home on the FEMA Flood Insurance Rate Map (FIRM).

We are looking at purchasing property that lies in a valley area. Because of the location, am I at risk for flooding?”

Check the FEMA Flood Zone before you buy.

The image below shows an example of this type of scenario.

Valley Flood Map

A Flood Zone Report allows a home buyer to get a FEMA Zone Determination before the closing process. Don’t let the flood zone catch you by surprise.

Under Federal law, a lender will force place flood insurance if a house is in a FEMA high-risk flood zone. Flood Insurance can cost thousands of dollars each year.

“You saved us a bunch of money and heartache. I wouldn’t make a real estate move without your service!” – Charles in Carson City, NV


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FEMA Official Flood Maps